Monday, August 3, 2009

The Tips for Saving Money

Controlling desire is one of the main capital to have a savings account.
Some things below are the tips so that we can scrimp money:

1. Make a list of your expenses each month
Included in this case is to fund the repayments or rent a house, electricity, water, telephone, daily needs for food and clothing, freight transportation, roads and go to the cinema

2. Check and search the list of expenditure that you can crop
usually you eat outside at the office, try to bring stock lunch from home

3. Pay first of all charges, after that set apart money to be saved
Set aside the earlier, more expenditure will be controlled and you do not panic when the money suddenly clearance

4. Eliminate the schedule in the cinema watching
If you usually watch movies in theaters each week, reducing the schedule to be 1-2 times per month

5. Buying clothes in a store that provides discounts or wait for sale time comes
Limit the purchase of clothes, just 2-3 months

6. As could as possible, avoid the use of credit cards
Except, you can pay all at once the charges at maturity. Collectors need not be a credit card, and use this card only during an emergency. Use a debit card, so you only spend a capability you

7. Obeying budget that you have created each month
Initially may be difficult, but you will feel the benefit when the already

8. asking pair to be your supervisor
So that financial management is running smoothly, both parties should have the vision and mission of the same. If not the same, discussed this case with pair

9. Learn your child to save since early

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